Three million Americans have Type-1 diabetes. If they don't get insulin every day, they will slip into a coma and die. The price of rapid-acting insulin, needed by diabetics who can't take slower-acting insulin, has increased 1,123 percent since 1996. Many insurance companies won't cover the costs, forcing desperate parents to look for insulin on the black market.
From NBCNews:
Gabriella is allergic to the kind of insulin her insurer covers at a $25 out-of-pocket cost. She can only take Apidra, but her insurance only covers 25 percent of the price, leaving the family to pay hundreds of dollars a month they can't afford.
So her mom has turned to the black market, trading for the medication with other families with diabetes she meets online, a tactic that regulators and health experts warn is a health risk. And she cut a back-end deal with a sympathetic drug rep: If she bought one vial he would give her 10 vials from his sample kit, nearly a one year's supply. Gabriella's grandmother covered the cost.